Pawsitively Perfect News: Dog Breed Insurance Restrictions Lifted by House Bill!

Julie Akin • May 16, 2023

House Bill Lifts Dog Breed Restrictions in AZ

A black and brown dog with a collar is sitting in the grass. Woof Woof! House Bill Lifts Dog Breed Restrictions ===

Attention all dog lovers! We have some pawsitively perfect news to share with you. A new House Bill 2323 has been passed, and it's going to make a lot of tails wag. The bill lifts the dog breed restrictions that many insurance companies, landlords and housing associations had in place, meaning that all dogs are now welcome in rental properties. Read on to find out more about this exciting development.

Unleash the Pawsibilities: All Dogs Welcome!

Until now, dog breed insurance restrictions have been a common feature of home and renters insurance policies. Certain breeds, such as Pit Bulls and Rottweilers, were often prohibited from insurance due to concerns about their temperament or perceived aggression. This was a source of frustration for many dog owners who felt that their furry friends were being unfairly discriminated against.

But now, thanks to the new House Bill, all dogs are welcome and can not be discriminated against by insurance companies. This is fantastic news for dog owners who can now find insurance without having to worry about breed restrictions. Insurance companies will no longer be able to discriminate against certain breeds, and instead will have to assess each dog on a case by case basis.

The lifting of breed restrictions means that dog owners will have more freedom when it comes to choosing a insurance.. They will no longer have to limit their options based on their dog's breed, which will make the process of finding a home and renters insurance much easier and less stressful. And of course, it's great news for our furry friends who will no longer be unfairly excluded from certain properties.

So, let's celebrate this new development and unleash the pawsibilities! Now, all dogs can find a home with their families regardless of their breed, which means happier times for everyone. Dog owners can now rest easy knowing that they won't have to give up their beloved pets just to find insurance coverage. It's a win-win situation for everyone involved, and we couldn't be happier.

FMM Permit for Rocky Point / Puerto Penasco

May 9, 2025
To update you on what is happening at the Lukeville/Sonoyta border crossing for our insureds traveling to Rocky Point: Depending on the officer, Mexican authorities (Guardia Nacional) are enforcing the FMM and passport requirements, but not consistently. Some travelers have reported crossing as usual without passports, and officers simply waived them through. Others have reported obtaining FMMs at the border, with all travelers carrying passports. If travelers are transparent and declare any alcohol they’re bringing into Mexico, they are being charged a 114% tax. However, some people reported having alcohol but were waived through by officers and did not pay the tax. It appears enforcement depends on the officer, and tourists are currently taking their chances. It comes down to each traveler’s level of confidence and risk tolerance, as enforcement is not yet consistent. Our company’s recommendation is to follow the law: Process the FMM online Print the form Stop at the INM (Immigration) office at the border to get it stamped Reminder: The FMM tourist permit is only for foreign citizens, not for individuals with dual citizenship. Here is the link to obtain the FMM online (in case travelers ask where to process it before crossing the border): https://www.inm.gob.mx/fmme/publico/en/solicitud.html The INM Immigration Office is located in the Aduana building. For your reference, the Gastrak/Sanborn’s location in Lukeville and the Aduana building (just to the left after crossing the border) are highlighted. Additional reminders for this border crossing: All vehicles must have a current, original, valid registration OR the original title/notarized copy. Digital copies or images are not accepted. If the vehicle is not owned by the driver (e.g., a company vehicle, borrowed from family or friends), a notarized letter of permission from the owner is required to take the vehicle into Mexico. Border Hours: U.S. and Mexican authorities have agreed that the Lukeville–Sonoyta border crossing to Rocky Point (Puerto Peñasco) is open daily from 6 a.m. to 8 p.m., with extended hours on Fridays (6 a.m. to 10 p.m.) from March 7 to October 10, 2025.
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