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To update you on what is happening at the Lukeville/Sonoyta border crossing for our insureds traveling to Rocky Point: Depending on the officer, Mexican authorities (Guardia Nacional) are enforcing the FMM and passport requirements, but not consistently. Some travelers have reported crossing as usual without passports, and officers simply waived them through. Others have reported obtaining FMMs at the border, with all travelers carrying passports. If travelers are transparent and declare any alcohol they’re bringing into Mexico, they are being charged a 114% tax. However, some people reported having alcohol but were waived through by officers and did not pay the tax. It appears enforcement depends on the officer, and tourists are currently taking their chances. It comes down to each traveler’s level of confidence and risk tolerance, as enforcement is not yet consistent. Our company’s recommendation is to follow the law: Process the FMM online Print the form Stop at the INM (Immigration) office at the border to get it stamped Reminder: The FMM tourist permit is only for foreign citizens, not for individuals with dual citizenship. Here is the link to obtain the FMM online (in case travelers ask where to process it before crossing the border): https://www.inm.gob.mx/fmme/publico/en/solicitud.html The INM Immigration Office is located in the Aduana building. For your reference, the Gastrak/Sanborn’s location in Lukeville and the Aduana building (just to the left after crossing the border) are highlighted. Additional reminders for this border crossing: All vehicles must have a current, original, valid registration OR the original title/notarized copy. Digital copies or images are not accepted. If the vehicle is not owned by the driver (e.g., a company vehicle, borrowed from family or friends), a notarized letter of permission from the owner is required to take the vehicle into Mexico. Border Hours: U.S. and Mexican authorities have agreed that the Lukeville–Sonoyta border crossing to Rocky Point (Puerto Peñasco) is open daily from 6 a.m. to 8 p.m., with extended hours on Fridays (6 a.m. to 10 p.m.) from March 7 to October 10, 2025.

Do you know how to select the proper liability limits to protect your assets?  Most likely, the answer is "No" but we here at Budget Insurance & Tucson Insurance Solutions make it simple and easy to calculate the level of protection that's right for you. All too many times we as consumers get caught up […] The post How Much Liability Coverage Do I Need? appeared first on Budget Insurance - Tucson, AZ.

Safeguarding Your Ride: Exploring Auto Mechanical Breakdown Protection Your car is more than just a means of transportation; it's a reliable companion that takes you on journeys both near and far. However, like all mechanical things, vehicles are prone to wear and tear, and the possibility of breakdowns is ever-present. This is where auto mechanical […] The post Driving with Confidence: Unveiling the Benefits of Auto Mechanical Breakdown Protection appeared first on Budget Insurance - Tucson, AZ.

Why home and auto insurance rates are continuing to rise in 2023 Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your […] The post Rising Auto and Home Insurance Rates appeared first on Budget Insurance - Tucson, AZ.

From wagging tails to snuggly purrs, our furry friends bring joy to our lives. But accidents and illnesses can happen, leaving us with hefty vet bills. That's where pawesome pet insurance comes in! Protect your furry family members and your wallet with the peace of mind that comes with comprehensive coverage. Let your pets play, explore, and cuddle without worrying about unexpected expenses. Give your pets the gift of security with pet insurance today! The post Protect your furry friends with pawesome pet insurance! appeared first on Budget Insurance - Tucson, AZ.

Car insurance companies have embraced technological advancements to provide personalized and fair pricing to their policyholders. One such innovation is the utilization of driving apps that track driving habits, allowing insurers to offer discounts based on individual behavior behind the wheel. In this blog post, we will explore how car insurance companies use these apps […] The post Title: Driving Apps and Car Insurance: Unlocking Discounts Through Safe Driving appeared first on Budget Insurance - Tucson, AZ.

Learn about summer car safety in the AZ heat.  Living in Tucson, Arizona, means experiencing scorching summers with temperatures soaring well above 100 degrees Fahrenheit. While you're probably familiar with the steps to protect yourself from the heat, it's equally important to safeguard your vehicle. The intense desert heat can take a toll on your […] The post AZ summer heat car safety tips appeared first on Budget Insurance - Tucson, AZ.

Budget Insurance offers Tucson's top mobile home insurance! Don't let unexpected disasters rain on your parade - get covered with Budget today! The post Tucson’s Top Mobile Home Insurance! appeared first on Budget Insurance - Tucson, AZ.