Boost Your Home Insurance with Service Line Endorsement

Julie Akin • May 23, 2023

Service Line Coverage

A large house with a blue roof and two garages Your home is one of the most significant investments you will make in your lifetime. It is your safe haven, and you want it to be adequately protected. This is why getting home insurance is a must-have. However, standard home insurance may not cover everything, and you may be left with unexpected expenses in the event of damage to your service lines. Fortunately, with a service line endorsement, you can rest easy knowing that your home insurance is upgraded and covers much more.

Upgrade Your Home Insurance Today

Upgrading your home insurance is one of the wisest decisions you can make. With a service line endorsement, you protect yourself from costly repairs that result from damage to your service lines, such as water, gas, and electrical lines. This endorsement covers expenses related to repairing or replacing damaged lines that lead from the street to your home. Service line includes excavation and repair of damaged lines outside your home, in the event that a repair is needed.

Enjoy Peace of Mind with Service Line Coverage

If you want to enjoy peace of mind as a homeowner, this valuable home insurance endorsement is something to consider. This endorsement takes care of unexpected expenses related to repairs and replacements of service lines that are not included in standard home insurance policies. Whether it is a burst pipe or a leak in your gas line, you can relax knowing that the cost of the repair or replacement is covered. This means that you won't have to dip into your savings or incur debt to fix the damage caused by service line issues.

In conclusion, upgrading your home insurance with a this extra coverage is a smart move. It is an affordable way to protect your home from unexpected expenses and give yourself peace of mind. With the service line coverage, you'll have extra protection that takes care of the costs related to repairing or replacing damaged lines in your home. Don't wait until it is too late. Upgrade your home insurance today and give yourself the gift of peace of mind.

Interested in adding this coverage to your policy?  Contact an agent and get a quote today!

May 9, 2025
To update you on what is happening at the Lukeville/Sonoyta border crossing for our insureds traveling to Rocky Point: Depending on the officer, Mexican authorities (Guardia Nacional) are enforcing the FMM and passport requirements, but not consistently. Some travelers have reported crossing as usual without passports, and officers simply waived them through. Others have reported obtaining FMMs at the border, with all travelers carrying passports. If travelers are transparent and declare any alcohol they’re bringing into Mexico, they are being charged a 114% tax. However, some people reported having alcohol but were waived through by officers and did not pay the tax. It appears enforcement depends on the officer, and tourists are currently taking their chances. It comes down to each traveler’s level of confidence and risk tolerance, as enforcement is not yet consistent. Our company’s recommendation is to follow the law: Process the FMM online Print the form Stop at the INM (Immigration) office at the border to get it stamped Reminder: The FMM tourist permit is only for foreign citizens, not for individuals with dual citizenship. Here is the link to obtain the FMM online (in case travelers ask where to process it before crossing the border): https://www.inm.gob.mx/fmme/publico/en/solicitud.html The INM Immigration Office is located in the Aduana building. For your reference, the Gastrak/Sanborn’s location in Lukeville and the Aduana building (just to the left after crossing the border) are highlighted. Additional reminders for this border crossing: All vehicles must have a current, original, valid registration OR the original title/notarized copy. Digital copies or images are not accepted. If the vehicle is not owned by the driver (e.g., a company vehicle, borrowed from family or friends), a notarized letter of permission from the owner is required to take the vehicle into Mexico. Border Hours: U.S. and Mexican authorities have agreed that the Lukeville–Sonoyta border crossing to Rocky Point (Puerto Peñasco) is open daily from 6 a.m. to 8 p.m., with extended hours on Fridays (6 a.m. to 10 p.m.) from March 7 to October 10, 2025.
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