Vacant Home Insurance | Budget Insurance | Tucson & Sahuarita, AZ

AZ Vacant Home Insurance: The Right Coverage for Your Vacant Home


Vacant House


Did you KNOW:


  • If your AZ home is vacant for more than 30 days, you may not have insurance coverage?
  • Your insurance company can cancel your policy if they find out that the home is vacant?
  • Your insurance company can deny a claim if your home is vacant?
  • Lender will still hold you responsible for loans even if the insurance company denies your claim.
  • A vacant home attracts vandals.
  • A vacant home attracts curious and/or mischievous adolescents.
  • A vacant home leaves you open to loss AND liability!



    Claims History: Please provide approximate Date of Claim, Type (wind, fire, theft, etc...) & Amount Paid

    Additional Notes/Info:

    A Confirmation message will appear when complete.


    Ways To Protect Yourself…


    1. Call Budget Insurance  – With insurance agencies in Tucson & Sahuarita, we work with a number of insurance providers who offer a variety of insurance protection plans just for vacant homes in Arizona.
    2. Don’t advertise that no one lives there. – Make the house still look lived it. Leave some furniture. Maintain the yard. Leave some lights on, or install timers so lights come on at night.
    3. Recruit the help of a neighbor or friend who lives nearby. – Have a neighbor park one of their cars in your driveway. Also ask them to keep an eye on the property and contact you for if anything changes.
    4. Stop all deliveries. – Cancel newspaper subscriptions and forward your mail.
    5. Be proactive in protecting your asset. – A vacant home leaves you open to many liabilities and losses. Buyers can cancel a contract if damages occur before closing. Banks can collect on debts even if there is a loss.


    Don’t go unprotected.   Find a location near you and speak with one of our knowledgeable insurance professionals today!